Little Known Facts About 228 loan.
Little Known Facts About 228 loan.
Blog Article
The Board or its appointed agent, prepares on a yearly basis, for every MSA or metropolitan division (including an MSA or metropolitan division that crosses a Condition boundary) along with the nonmetropolitan portion of each Condition, an aggregate disclosure assertion of noted tiny business lending, modest farm lending, Neighborhood advancement lending, and Group progress investments by all depository establishments issue to reporting below this element or twelve CFR component 25 or 345.
(iii) Any instances outside of the control of the lender, for example economic conditions or other industry components or functions, which have adversely impacted the bank's power to perform.
(1) Evidence of see publication and an outline of its efforts to hunt input from customers of the general public, like persons and companies the lender contacted and how the bank gathered information;
(one) A customer loan is situated while in the census tract where by the borrower resides at some time that the borrower submits the loan software;
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
If your Board gets a community remark once the close date of a bank's CRA examination, Will probably be considered in reference to the bank's subsequent CRA examination.
(two) The dispersion of the bank's shut-stop household mortgage lending, small business lending, little farm lending, or vehicle lending in just a facility-based mostly assessment place to find out whether or not you can find gaps in lending that aren't defined by general performance context;
Revitalization or stabilization comprises pursuits that help revitalization or stabilization of qualified census tracts, which include adaptive reuse of vacant or blighted buildings, brownfield redevelopment, aid of a plan for a business advancement district or primary Avenue plan, or some other exercise that supports revitalization or stabilization, Which:
The confined reason lender's Local community progress funding effectiveness in all of its facility-centered evaluation locations; and
A bank might post extra facts towards the Board over a private foundation, nevertheless the plans mentioned within the approach should be sufficiently precise to allow the public and also the Board to evaluate the merits with the plan.
The Board evaluates an intermediate financial institution's document of helping to satisfy the credit needs of its entire Group pursuant towards the Retail Lending Take website a look at in § 228.
) The amount of examining and personal savings accounts opened digitally and through other shipping methods by census tract money level for each calendar 12 months; and
자주 사용하는 앱은 홈 화면에 바로가기 아이콘을 추가하여 더욱 편리하게 이용할 수 있습니다. 네이버 앱을 설치한 후, 앱 아이콘을 길게 누르고 "홈 화면에 추가" 옵션을 선택하면 됩니다.
(B) The extent to which the prepare has adequately justified the need to get a strategy and every aspect of the strategy as necessary in paragraph (d) of this section.